Transparency

How we make money

Plucky Money is free for you. You deserve to know exactly who pays us and why.

What you pay Plucky Money

$0

  • Subscription
  • Application fee
  • Fee to see offers
  • Fee to connect with a lender

Who pays us

Independent lenders and marketing partners, never you.

You
your request
$0
Plucky Money
with your consent
Referral & advertising fees
Lenders

Plucky Money is operated by PLUCKY MONEY LLC. Our partners compensate us when we connect them with people who submit a request through the app.

Referral fee

A flat fee a partner pays when we connect them with someone who submitted a request.

Fee per funded loan

A fee some lenders pay only if they fund a loan to someone they met through us.

Advertising placement

A payment some partners make to have their offers featured in the app.

The type of compensation depends on the partner.

What that means for what you see

Being paid by partners affects some things. Here's exactly which.

Compensation can influence

  • Which lenders are in our network
  • Which offers you see
  • The order offers appear in

Compensation never changes

  • Your rate
  • Your fees
  • Your repayment terms

These are set solely by the lender, based on its own review of your request. Plucky Money can't raise or lower the price a lender quotes you.

We don't include every lender in the market, and the offers you see may not represent every product available to you elsewhere.

What this model pays for

The way we're paid lets us keep the app free and focus on what matters to you.

Free for you, for good

Keeping the app free for consumers, permanently.

Clear disclosures

So you can compare offers on equal footing.

Security and privacy

Practices that protect the data you trust us with.

We'll never ask you to pay.

If anyone claiming to be Plucky Money asks you for money to see offers or connect with a lender, it's not us. Please report it to contact@pluckymoney.com.

Questions about how we're paid?

Write to us, or read our Advertiser Disclosure for the full details.

Email us

Borrow smarter, not harder.

Get Plucky Money on the App Store and see what lenders may offer you, in a few minutes.

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